Chapter 13 Providing You & Your Case with the Focus You Deserve

Orlando Chapter 13 Bankruptcy Attorney

Restructuring Your Debt to Help You Get a Fresh Start

Between a tumultuous economy and the surprises that life can place in your path, finances can sometimes get out of hand. Unexpectedly losing a job, the passing of a loved one, and expensive medical care can all contribute to being quickly overwhelmed by debt beyond your ability to repay. At the Law Offices of Jose E. Lopez, P.A., we are committed to providing you with everything you need to help handle these challenges and come out the other side with renewed financial stability. Our Orlando bankruptcy lawyer is committed to ensuring that clients have everything they need to succeed.

If you find yourself in need of bankruptcy, our team can work with you to ensure your rights are protected throughout the process. Contact us today to schedule your free consultation!

Defining Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows you to repay some or all of your debt. To file for Chapter 13 bankruptcy, you must demonstrate that you have a reliable and steady source of income that can support the monthly payment plan you propose. How much you pay depends on your repayment plan.

When you file under Chapter 13, you will be required to propose a plan that outlines how you will repay your debts over the following three to five years.

The minimum required payment is affected by several factors:

  • Your income
  • Your total debt
  • The amount that your unsecured debtors would have received had you filed under Chapter 7

Your monthly payment must also be approved by the bankruptcy court.

Secured debts can be included in the payment plan, to give you an opportunity to make up missed payments and get current. Whether you include secured debts in the payment plan is optional, depending on your situation.

Call Law Offices of Jose E. Lopez, P.A. Today

We know how frustrating it can be to find yourself deeply in debt and unable to get out, but we are prepared to get you the help you need.

Reach out to our offices today at (407) 410-3173. Our Chapter 13 bankruptcy lawyer in Orlando is prepared to help you!

Meet Attorney Jose E. Lopez

Your Devoted Legal Advocate
  • Jose E. Lopez Photo
    Jose E. Lopez

    Founding Attorney

    Attorney Jose E. Lopez Fighting for Clients’ Rights in Orlando Jose Lopez is the founding partner of the Law Offices of Jose E. Lopez, which focuses in criminal defense and bankruptcy law . Mr. Lopez began his career as a public defender for the Ninth Judicial Circuit of Florida. As a public defender, he handled thousands of cases ranging from misdemeanors to serious felonies. Having the assistance of an experienced legal professional following criminal charges can help a person in more ways ...
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